Yes, if your plan has out-of-network benefits, which PPO, indemnity and POS plans all do. We don’t participate in any plan’s network, so we submit your claim for you and your insurer reimburses you directly instead of paying us. If you have coverage, you still use it here. What we can’t do is promise what they’ll pay: that comes down to your specific policy. If a claim is denied or underpaid, we’ll resubmit it one more time.
The patient is responsible for payment; the plan reduces what you end up paying. Fees are paid before or at the time of service, so nobody’s treatment sits waiting on a claim to process. The reimbursement finds its way to you afterward.
One thing worth knowing before you count on it: most plans cap out somewhere between $1,000 and $2,000 a year, and once you reach it they pay nothing more until the year resets. That cap doesn’t grow with the problem. Break a front tooth that needs an implant and a crown, and the plan still pays out to the same $1,000 or so.
And if a coupon isn’t what you wanted in the first place, there’s another way to do this. Our Optimal Dental Health Program is the alternative we built: prepay a year of hygiene visits, exams and X-rays at a discount off our regular fees, and take 10% off most treatment, from a whitening to a crown, with no minimum. No annual maximum to run out of, no waiting periods, and nobody outside this office deciding what you’re allowed to have. Ask us about it at your next visit, or when you call.
Why we stay out of insurance networks, and what that means for you →
We’re not big on debt, but we understand not everyone feels that way. Some people are used to paying over time, or simply prefer to manage their own cash flow that way. That’s exactly what financing through CareCredit or Cherry is for: not something we push, but an option offered to break down a barrier when cost is what’s standing between you and care you need. You can check your pre-approval before your visit, with no obligation to use it.
Larger cases don’t have to happen all at once, either. Treatment can often be phased over months or years, handling what’s urgent first, then working through the rest at a pace that fits your budget. Several of the transformations in our smile gallery were done exactly that way.
On the other end, if you’d rather pay in full upfront, we make that worth your while too: a 5% discount for paying in full before treatment starts, on treatment plans of $1,000 or more. It’s a win-win: we get to put that money to work right away, and you save 5% for paying ahead.
Using Your Insurance
We submit your claim and your insurer reimburses you directly, and we refile once if it comes back denied. Fees are paid before or at the time of service; your plan reduces what you pay.
No Insurance? Our Own Program
Prepay a year of hygiene visits, exams and X-rays at a discount off our regular fees, plus 10% off most treatment, from whitening to a crown, with no minimum.
Paying Over Time, or Ahead
CareCredit or Cherry financing, phased treatment for larger cases, or save 5% by paying in full upfront on plans of $1,000 or more.